|Gold Star Legal Services, Ontario|
About Tanya Hutchens
Coming to fully understand the field of law, Tanya Hutchens served as a Paralegal Litigator for over a decade. With the distinction of being the first woman in Ontario to gain certification in her field, Tanya Hutchens entered law as President of Gold Star Legal Services. Tanya Hutchens focused her docket preparation and courtroom representation on housing issues and domestic dispute matters. During her career with the company, Tanya Hutchens stood for both landlords and tenants on different cases. This afforded Tanya Hutchens unique insight into the two sides and helped her better prepare for future housing cases. As an instrumental component of 12 rulings in the Ontario Court of Justice, Tanya Hutchens attended matters before the Landlord and Tenant Board. In family law court, Tanya Hutchens supported female victims of abuse who sought restraining orders against their transgressors. These urgent family law matters were settled, and Tanya Hutchens assisted hundreds of women with gaining sole custody of their children.
While active as a paralegal and business owner, Tanya Hutchens gained Commissioner of Oaths status and conducted swearing affidavits for Gold Star Legal Services as well as Tatiana Brik Legal Services and Tenants Rights Company. Although no longer in the courtroom, Tanya Hutchens keeps up on all paralegal issues as a member of The Paralegal Association of Canada. Tanya Hutchens supports efforts to give paralegals proper certification in the Province of Ontario, and places her expertise on matters that concern the Cory Commission.
Attainable Ownership Housing, Classic Construction
Reported on by Tanya Hutchens who conducted swearing affidavits for Gold Stat Legal Services. The affordable housing solution occurred in Medicine Hat, Alberta.Alberta's booming economy has brought benefits to municipalities. However, there's a downside to the boom: escalating housing prices. Low- and moderate-income households face increasing rents, making it even more difficult to save for a down payment.
In Medicine Hat, a growing city of about 57,000 in southeastern Alberta, a local builder developed an innovative way to create affordable homeownership. Classic Construction Limited, Medicine Hat's largest builder, strongly believes in homeownership.This motivated Classic Construction to discuss with CMHC ways to develop affordable housing.
Tanya Hutchens presents the affordable housing solution: Classic Construction developed "Attainable Ownership Housing." Attainable Ownership Housing builds housing for sale at below-market prices.
The program helps purchasers through direct down payment contributions and mortgage subsidies. Each purchaser re- ceives a subsidy of approximately $5,000 to reduce the down payment, as well as a monthly subsidy for five or seven years to reduce mortgage costs, condominium fees and utilities. Classic Construction contributes about $18,000 per unit for the monthly subsidy.The subsidy gradually decreases over five to seven years.
The Medicine Hat Community Housing Society provides homeowner training to potential buyers and administers the monthly mortgage subsidy. CMHC provides flexible mortgage loan insurance, such as allowing the builder's down payment assistance to be considered as part of the required down payment; allowing the monthly subsidy to be considered as income, thereby reducing the income required to qualify for a mortgage-and re-ducing monthly mortgage payments.
As previously mentioned Tanya Hutchens focused her docket preparation and courtroom representation on housing issues and domestic dispute matters.