Reliable Credit Association, Inc. and Reliable Credit Association, Inc. (WA) are consumer finance companies that provide credit primarily (but not exclusively) to “sub-prime”, “non-prime” and “near-prime consumers who have the ability to pay and willingness to pay.
Reliable Credit is not a bank. It does not provide banking services like checking or savings accounts. And unlike credit unions that can usually charge lower interest rates because they pay no income taxes, Reliable Credit is a taxable entity. Finally, Reliable Credit is not a “title” or “payday” lender. Reliable evaluates the creditworthiness of each applicant before extending credit.
Reliable offers direct consumer loans to Oregon, Washington, and Idaho residents. Reliable provides dealer sales financing to dealers in Oregon, Washington, Idaho, Arizona, California, and Montana. With roots in automobile financing that extend back to Reliable Credit Association, Inc.'s founding in 1958, Reliable Credit's services help consumers purchase the automobiles they want from their local dealers.
