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Michael Kasibante B.A

Chief Operations Officer
Finca International/Finca Zambia


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About Michael Kasibante

Professional experience includes 7 years experience as a senior manager and 10 years in microfinance in leading East African microfinance companies. I joined Uganda Microfinance Limited (UML), formerly Uganda Microfinance
Union (UMU) and now Equity Bank, in 1999 


Positions held: Senior Loans Officer, Branch Manager, Operations Manager, Assistant Director Research and Development (with UML) and Managing Director (with Rwanda Microfinance Limited). 


I also passed both the National Bank of Rwanda and Central Bank of Uganda’s screening for CEO and Senior Managers respectively of regulated financial institutions and was found “fit”.


My areas of technical competence include:
• Strategic and business planning for commercially oriented microfinance institutions
• Microfinance lending methodologies, including both group and cash flow based individual lending
• Market research skills, including core competencies in Focus Group Discussions and use of Participatory Rapid Appraisal tools

• Savings Knowledge in managing and marketing to lower end customers
• Marketing and branding of both individual products and the institution
• Performance management systems, including front and back office incentive systems
• Branch network administration
• Systems competence, including AZ-Finance (a loan tracking system), ACCPAC (accounting system) and Banker’s Realm (integrated loan tracking and accounting system)
• Proficiency in MS Office with extensive Excel experience.


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