HMA Direct, Massachusetts, US

HMA Direct has redefined the role of benefits consulting in the workplace by creating value-added options for its corporate clients. HMA Direct manages total employee supplemental packages on behalf of companies throughout the nation. Headquartered in Newton, Massachusetts, with satellite offices across the United States, HMA Direct effectively serves clients in several industries and regions. Drawing from an extensive knowledge base, the professionals at HMA Direct customize packages to meet every company’s unique set of needs and goals for its employees.

HMA Direct offers its business clients three separate divisions. For future plans and packages, HMA Direct provides benefits consulting through New England Custom Health Plan Advisors (NECHPA). HMA Direct’s third party administrator(HMA Administrators) works with clients to provide services for their value-added medical plans. HMA Direct also consults on risk management through its Managing General Underwriter (HMA MGU) component.

HMA Direct guides retirement planning and provides options for later stages in life through its affiliated company, NECHPA. HMA Direct’s full-service consulting includes support services for both employers and employees. With a complete understanding of the law and employee rights, HMA Direct provides legislative compliance guidance services to its clients. HMA Direct also helps create employee benefit statements and provides employee handbook consulting services.

A large portion of HMA Direct ‘s operations, centers on health benefits and insurance packages. HMA Direct consults with employers on COBRA and HIPAA compliance services in addition to provider network access solutions. HMA Direct’s medical, vision, and dental benefits management services include prescription drug management, disease management, health and wellness programs, and total claims management. HMA Direct also provides these services to ERISA Health plans, which are entirely self-funded.

As underwriters, HMA MGU looks at risk management issues. HMA Direct , through HMA MGU, examines insurance claims and provides employers with actuarial services. This component of HMA Direct includes stop-loss program pricing, actuarial simulation modeling, and medical underwriting.

HMA Direct’s divisions are fully integrated and under an umbrella network.