HMA Direct

Health Management Advisors, LLC (HMA Direct) operates through an umbrella group that includes a Managing General Underwriter (MGU), a licensed General Agency (GA), and an independent Third Party Administrator (TPA), to provide total employee supplemental benefits consulting for its clients. Working with companies all over the nation, HMA Direct focuses on full-service actuarial and employee benefit consulting services, actuarial underwriting, and third party administration.

HMA Direct’s fully integrated divisions for business clients include New England Custom Health Plan Advisors (NECHPA), Managing General Underwriter (HMA MGU), and Benefits Administration (HMA Administrators). Through NECHPA, HMA Direct supplies clients with retirement planning consulting services. HMA Direct also creates employee benefit statements, handbooks, and other materials that explain their rights and privileges. HMA Direct offers legislative compliance guidance , for both employers and their staffs. HMA Direct provides actuarial and risk management services to employers, through its Managing General Underwriter component,. HMA Direct’s services include actuarial simulation modeling, medical underwriting, and stop-loss program pricing, and management. HMA Direct acts as its clients’ first point of reference for these cost-affecting issues.

The Benefits Administration division of HMA Direct allows employers to build the best medical packages for their companies and enables their employees to utilize them. HMA Direct suggests appropriate dental, vision, and medical benefits packages. In addition to establishing provider networks for clients, HMA Direct partners with COBRA and HIPAA consulting and compliance services to make them available to its clients. HMA Direct also manages prescription drugs plans, total claims processing servicers, disease and case management services, and total wellness and health programs through its affiliated companies and their vendors.

HMA Direct operates from its headquarters in Newton, Massachusetts, with auxiliary offices located throughout the United States. Meeting the needs of its clients across the country, HMA Direct tailors consulting services based on size, industry, operations, and other needs.