HMA Direct

Health Management Advisors, LLC (HMA Direct) provides solutions to businesses around the country offering employee benefits consulting services and support to help meet their specific needs and goals. HMA Direct is comprised of a licensed General Agency (GA), a Managing General Underwriter (MGU), and an independent Third Party Administrator (TPA) that provide total assistance totheir clients. HMA Direct’s divisions include firm support services, employee benefit statements, legislative compliance guidance, retirement planning, and employee handbook consultation.

HMA Direct is based in Massachusetts. It has developed self-funded ERISA Health Plans that are designed as cost-effective solutions for a variety of clients. HMA Direct provides completing claims processing and management services combined with, COBRA and HIPAA compliance services, disease management and total health and wellness. Additionally, HMA Direct also offers through its TPA affiliate, access to the best vision, medical, and dental benefits for employees.

HMA Direct educates employers on retirement planning and additional lifelong employee benefits needs in addition to providing services for their health plans. In addition to creating handbooks for clients, HMA Direct guides employees through their optionsin designing and writing those documents. HMA Direct uses its expertise in the law to create the most beneficial solutions and to provide those services. HMA Direct completes actuarial and risk management services for its business partners. HMA Direct leads by providing underwriting, stop-loss pricing, simulation modeling, and other management services for it clients.

HMA Direct companies have transformed the function, value, and role of benefit consulting for US markets. The skilled professionals at HMA Direct establish direct relationships with their clients using its extensive knowledge of employee and employer rights.