Illegal, inflated mortgage payments can quickly drive a homeowner into foreclosure. A Forensic Loan Audit from Financial Restoration Alliance, however, may halt this process. Financial Restoration Alliance offers clients a package of services that can alleviate their mortgage payments, from an audit to legal services. By answering a few questions on the phone at 855-973-7867 or by going to FinancialRestoration.org, a consumer can begin to take steps towards a professional Forensic Loan Audit. During this process, the staff of Financial Restoration Alliance will make a detailed study of a client’s mortgage documents, searching for legal irregularities. The certified forensic loan document auditors at Financial Restoration Alliance can complete an audit in a day using specialized audit technologies. Illegal mortgage practices include packing, which adds extra fees into a mortgage without the consumers’ knowledge, and improperly disclosed interest rates. A Forensic Loan Audit undertaken by Financial Restoration Alliance can uncover legal violations pertaining to the Home Owner’s Equity Protection Act and Real Estate Settlement Procedures Act. Once the organization proves a mortgage illegal, the bank or lender can no longer enforce the terms of the mortgage or collect payments. In many cases, lenders confronted by a Forensic Loan Audit document prepared by Financial Restoration Alliance will work with a homeowner to negotiate a new, legal, and equitable mortgage. If this is not the case, then Financial Restoration Alliance can provide a referral for legal assistance to clients wishing to file civil suits against banks or lenders. If Financial Restoration Alliance finds federal or state violations on a client's loan documents, the organization guarantees loan modification at no additional cost and may even help get the client punitive damages from the lender or have the entire loan rescinded. In addition to assisting homeowners facing foreclosure, Financial Restoration Alliance will also work with people troubled by large insurance and taxes.
