A Massachusetts-based lawyer, David Zak currently owns and practices at his firm Zak Law Offices, P.C. He possesses more than a decade of legal experience, particularly in the areas of corporate litigation and real estate law. David Zak brings a comprehensive knowledge of predatory lending laws and underwriting guidelines to his work as a lawyer, including the regulations and underwriting policies for Fannie Mae, Freddie Mac, and the U.S. Treasury’s Home Affordable Modification Program (HAMP). Since starting the firm in 2007, David Zak has negotiated hundreds of modifications in the United States. In the last few years, he has provided legal representation to more than 450 mortgagors in 93A litigation cases. These claims were set forth against banks and other mortgage service companies who violated predatory lending laws at the state and federal levels. Mr. Zak also litigated cases involving violations of 2009’s HAMP regulations. He possesses significant experience in negotiating settlements with banks not only in Massachusetts but also New York and Rhode Island. Previously, David Zak worked for the well-known Kliman Law Offices, P.C. as the Director for Business Development. In this position, he held responsibility for maintaining relations with a large number of mortgage brokerage firms located throughout the country. He also spent time handling business litigation cases in Boston’s Rudolph Friedmann, L.L.P, which is recognized as one of the leading firms in Massachusetts. Additionally, Mr. Zak also worked in association with Global Home Loans & Finance and worked for Everbank corresponding with their loan origination and underwriting departments. Before beginning his successful career as a lawyer, David Zak received his undergraduate degree in American studies from Brandeis University in Waltham, Massachusetts. In 2003, he earned his Juris Doctorate from the Suffolk University Law School in Boston. For more information about Mr. Zak’s legal services, visit www.zaklawoffices.com.